‘Money attracts money’ is one of the common sayings when investing in mutual funds. Everyone wants to earn huge amount of money, if possible, even become a scammer in India. Microfinance institutions have the ability to turn an investor into a fraud. But like all other market-related instruments, MFIs are also subject to risk and have ups and downs. However, the real trick is when returns are fetched on a long term basis. In this case, the 15X15X15 rule is the best method to build the archive around 1 crore.